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Refinancing loan – many loans into one

When monthly payments start piling up, refinancing brings them into one place — with a lower rate and a clearer overview.

Refinancing replaces existing loans, instalments and card debt with one new loan secured by property. The result is usually a lower overall rate, a longer term and one convenient monthly payment — making your budget easier to plan and reducing the monthly burden.

Why choose this solution

Lower interest

Swap expensive small loans for a cheaper secured one.

One clear payment

All obligations merged into a single monthly payment.

Lower monthly load

A longer term lowers your monthly outgoings.

Fast takeover

We arrange the closure of your existing loans for you.

Suitable for:
  • Merging several quick loans and instalments
  • Closing credit-card debt
  • Replacing a high-interest consumer loan
  • Reducing the payment with a longer term

Payment calculator

Loan calculator

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30 000 €
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84 months
12 months360 months
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This is an indicative calculation. You will receive a personal offer after applying.

FAQ

If the average rate on your current loans is high, a secured refinancing loan usually lowers both interest cost and monthly payment. Use the calculator and request a personal offer.

Ready to start?

Apply and get a personal offer within 1 business day.