Mortgage loan against real estate
Need funds for something important and own property? A mortgage loan gives up to 70% of the collateral value — fast, flexible and free of bank bureaucracy.
A mortgage loan is secured by real estate — an apartment, house, commercial space, land or summer home. The collateral lets us offer a larger sum and longer term than an unsecured consumer loan. Use the money freely — home renovation, studies, health, buying another property, or consolidating several small loans into one cheaper payment.
Why choose this solution
Up to 70% of value
The amount depends on the collateral — generally up to 70% of market value.
Decision in 1 day
You receive a preliminary offer within one business day.
Flexible schedule
Annuity or equal-principal schedule, with payment-holiday options.
Appraisal arranged
An existing appraisal report works; if needed, our specialists prepare one.
Personal service
One contact person throughout, even in more complex cases.
Responsible lending
We assess affordability carefully and explain every cost up front.
- Renovating or expanding your home
- Refinancing several loans into one
- Buying a second property
- Tuition, health or larger personal plans
- Covering an unexpected expense
Payment calculator
Loan calculator
Estimate your monthly payment in seconds
This is an indicative calculation. You will receive a personal offer after applying.
FAQ
Generally up to 70% of the property's market value. The exact amount is set after the appraisal and an affordability assessment.
Often yes — we can take over or refinance an existing loan. We review each situation individually.
A preliminary decision comes in 1 business day. After the notarial transaction the funds usually arrive within a few days.