Hüpoteeklaen

An Estonian-owned finance company

We help you find a fast, reliable solution when a traditional bank may not be the right partner. If your property holds hidden value, you can put it to work as an asset.

Who we are

Hupoteeklaen.ee is an Estonian-owned finance company (Invest In OÜ, registry code 12209917). We offer loans secured by real estate to individuals and companies — the amount depends on the collateral value and affordability, generally up to 70% of market value.

How we work

Unlike banks, we assess every client individually. We focus on the collateral and real affordability, considering irregular or self-employed income. A personal contact stays with you throughout the process.

Our principles

We believe in a personal approach, transparent decisions and long-term cooperation — your financial success is our success too. We follow responsible-lending and anti-money-laundering principles and work with property across all of Estonia.

1
Business day to a decision
70%
Of the collateral value
30 yrs
Maximum term
100%
Estonian capital

Ready to start?

Apply and get a personal offer within 1 business day.