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Home-change loan – new home before selling the old one

Found a new home but haven't sold the old one yet? A home-change loan lets you act now and sell your current home calmly, for the best price.

A home-change loan is a short-term secured loan covering the purchase of a new home before the current one is sold. You won't have to pass up the right offer or move twice. Once the old home sells, you repay the loan partly or in full.

Why choose this solution

Act now

Buy the new home without waiting for the sale.

Payment holiday

Principal holiday until the old home is sold.

Best price

Sell calmly, without pressure to drop the price.

Flexible repayment

Repay partly or fully after the sale.

Suitable for:
  • Buying a new home before selling the old one
  • Covering a down payment alongside a bank loan
  • Avoiding a move into rented housing in between

Payment calculator

Loan calculator

Estimate your monthly payment in seconds

80 000 €
5 000 €400 000 €
12 months
3 months24 months
9.5%
5%20%
Monthly from
€/mo
Total repayment: Total interest:
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This is an indicative calculation. You will receive a personal offer after applying.

FAQ

The term can be extended by agreement. We discuss the scenarios when you apply, so you have a clear plan.

Ready to start?

Apply and get a personal offer within 1 business day.