Frequently asked questions
The most common questions and clear answers. Didn't find yours? Get in touch.
A mortgage loan is a loan secured by real estate — an apartment, house, commercial space or land. The collateral allows a larger sum, a longer term and a better rate than an unsecured loan.
We usually provide a preliminary decision and a personal offer within 1 business day of your application.
It helps to have an appraisal report when you apply. If you don't, our specialists can prepare one if needed.
Often yes. Our criteria are more flexible — we focus on collateral and real affordability, and we consider self-employed and irregular income too.
We review each case individually. Irregular or seasonal income is fine if affordability is there and the collateral covers the loan.
Not necessarily. The notarial transaction can be done via remote authentication, so the contract can be signed conveniently from a distance.